Learn what you can do to not fall into the trap of excessive spending with the card credito.Controlar credit card spending is not always easy, but a good dose of dedication and perseverance can help you buy healthy economic habits.

Here are some tips to use for this purpose:

• Discard the credit card offer received in the Post. Do not break the card activation and to prevent its misuse by another person. The more cards, the greater the temptation and spending and higher costs for payment of annuities;

• Learn to discern between luxury and necessity. Do not use your credit card for unnecessary purchases;

• undertakes to pay the full bill at the end of the month. The partial payment of the bill of the card results in the accumulation of huge interest to the following month. The interest on the credit card in Brazil is one of the world’s highest;

• Cancel credit cards in excess. The more cards you have, the greater the temptation and purchase and maintenance costs, said forming the first tip;

• Use cash instead of card. If you use only affect the cash, will spend only what you have available and to flee for impulse purchases.

Finally, in addition to the above tips, never draw money by credit card. This operation will produce extremely high interest rates so that will not compensate in any way.